Name: Experian Credit Risk
Rating: 7.3 (13 reviews)
Author: Experian

Help Desk

Web and Video Conferencing

Customer Support

Software Configuration Management

Development

Business Intelligence (BI)

Collaboration

Contract Management

Desktop Publishing

Electronic Signature

Project Portfolio Management

Enterprise

Accounting

Finance and Accounting

Applicant Tracking

Corporate Learning Management

Corporate Wellness

HR Management

Leave Management

Payroll

Talent Intelligence

Talent Management

Workforce Analytics

Workforce Management

Human Resources

Application Lifecycle Management (ALM)

Application Performance Management (APM)

Cloud Storage

Converged Infrastructure

Data Center Outsourcing (Canada)

Database Management

Database Performance Monitoring

Fraud Detection

Graph Database

IT Asset Disposal

IT Asset Management

Integration Platform as a Service (iPaaS)

Machine Learning

Network Performance Monitoring

Network Security

Network Troubleshooting

Non-Relational Databases

Operating Systems

SQL Server Performance Monitoring

Scale-Out Storage

Single Sign-On

Smart Contracts

Testing Services

Vector Databases

Information Technology

A/B Testing

Ad Serving & Retargeting

All-in-One Marketing

Content Management

Creative Collaboration

Cross-Channel Campaign Management

Email Marketing

Influencer Marketing

Marketing Automation

Product Information Management (PIM)

Social Media Analytics

Social Media Customer Service

Social Media Management

Survey & Forms Building

Web Analytics

Marketing

Project Management

Professional Services

Conversation Intelligence

Cross-Border eCommerce

Customer Relationship Management (CRM)

Sales

Cloud Computing Security

Security

3D Modeling

Chargeback Management

Emergency Notification

Jail Management

Military and Defense

PCB Design

Revenue Cycle Management (RCM)

Shipping

Vertical-Specific

D&B Finance Analytics

Likelihood to Recommend

Likelihood to Renew

Availability

Performance

Usability

Support Rating

Online Training

Implementation Rating

Configurability

Product Scalability

Ease of integration

Vendor pre-sale

Vendor post-sale

Dun & Bradstreet

Equifax Credit Risk

Equifax

Agreement Express

Finicity Connect

Mastercard

AuditGenius

Indecomm Global Services

Clearwater Analytics

Abrigo Financial Crimes Solution

Abrigo

Beacon Platform

RMS(one)

Risk Management Solutions (RMS)

Experian Credit Risk

Financial Risk Management

Experian provides data and analytical tools and helps businesses mange credit risk, prevent fraud, target marketing offers and automate decision making.

Experian

Reviews

TrustRadius is a technology and business research firm based in Austin, Texas. The company is known as a review platform for verified B2B technology and software reviews through a proprietary algorithm and human verification.

TrustRadius

End up

Live support

Slow at times

Initial setup

Deeper insights

Bit complicated

Online community

Feel safe

Cost effective

Guide us

User behavior

Easy to use

Inventory management

Easy to sign

Security requirements

Sign up

Risk analysis

Home

Financial Risk Management Software

TransUnion TruEmpower

Experian Address Validation

Experian CrossCore

Our company is involved in granting credit to its users to generate interest income. While this is a great revenue opportunity we want to be mindful of the risk we are undertaking. Experian credit risk helps us precisely with this. We are also using it for several upcoming businesses to whitelist the first set of early safe customers.

Product Usage

Pros and Cons

Detailed past history of credit repayments
Information on credit appetite of the user
Insights on the overall credit risk associated with a user
Prediction on how the risk would change basis user behavior

Things done well

Algorithm could be more transparent
Sometimes the recommended actions don't end up immediately increasing score
Too costly

Things done poorly

Experian credit risk is a great tool to assess your customers and take risks appropriately. It is specifically suited to underwrite your customers.  It is not so well suited to predict the affluence or spend propensity of your customers.

Credit score
Detailed factors affecting the credit score
Predictions on default rates

Most Important Features 3.4.21

Helped reduce overall defaults on our credit portfolio
Structured data from a single source means much faster processing of credit requested
Helping users take right action to improve their credit score

Return on Investment

Experian has much wider coverage, more reliable data, and gives predictions on default rates reliably.

Equifax Credit Risk Insight and TransUnion Customer Engagement Solutions

Alternatives

Equifax Credit Risk Insight, Experian CrossCore, Experian Data Quality (QAS)

Other Software Used

Experian Credit Risk 2021-11-10 13:39:04

S&P Capital IQ

ACTICO Platform

It is helping us to evaluate the credit risk of the companies which we are planning to acquire in [the] next few quarters, which will help us to plan substantially to avoid financially weak companies for acquisition and ensure that our merger and acquisition [fetch] desired results very [quickly].

Climate credit analysis
Probability of defaulting
Credit risk pricing

Loss and recovery
Predictive analytics for next 4 quarters
Loan default predictive
Bad debts

S&amp;P credit risk rating, global pay sense, S&amp;P global china specific credit risk, hidden credit risk are well suited for [the] global financial evaluation of unlisted [organizations] in respective equity  markets which makes an evaluator handy although the financial details are not in public domains but still available for private use.

Expanded PD framework
Climate credit risk
Covid 19 compatible

Extracts all data from PDF format which helps us not to miss any data during [the] evaluation process
Audit trail changes helps us to analyze anomalies
Extremely transparent outputs to take decision

Experian Credit Risk 2021-11-10 19:25:12

Experian Credit Risk

Overview

What is Experian Credit Risk?

Ease your risk management with Experian credit risk

ECR a Boon for Credit risk Evaluation

Product Details

What is Experian Credit Risk?

Experian Credit Risk Technical Details

Comparisons

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